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If I apply for life insurance, why do I have to give permission for the defense lawyers to get my life insurance application?


A: This is a very important issue for defense lawyers. When a personal injury lawsuit is brought, you are claiming that someone else's actions caused you physical and emotional harm. We list in detail those injuries that you suffered and those that are expected to be permanent in nature. When you apply for life insurance, you are required to list any prior medical problems and injuries in order to have a life insurance policy issued in your name. If you omit, or leave out certain medical problems that you have, and are issued the policy, your insurance company may refuse to pay. Turning now to your case and the defense attorneys, they want to see what medical conditions you've listed- under oath- and compare it with what you've told your treating doctors. If there are contradictions, you may have a significant credibility problem.