There are some instances where an insurance adjuster feels they might be able to get a quick and dirty (low-ball) settlement of a case simply by sending a check to the injured victim.
The unsuspecting injured victim then takes the check and either cashes it or deposits it into their bank.
What they may not realize is that by cashing that insurance check, they are giving up their rights to bring a lawsuit for any further injuries or damages they have. This is done deliberately by the insurance company.
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