A: Yes. But it is often difficult. If your injuries exceed the value of the available insurance, the only other way to obtain additional money for your pain and suffering is to continue the lawsuit against the defendant(s) personally. That means that any verdict or award you win, you will have to go after that person's personal assets. In some cases, that individual may not have any personal assets, or their assets might be protected (it might be in someone else's name, like a spouse, or it might be owned jointly). Some assets are unable to be used to satisfy judgments. Each case is different and your set of facts need to be discussed with your lawyer to see what else can be done, if anything.